Minsheng bank Societe Generale net profit increase rate of bad or non interest income growth mycoolboy

Minsheng bank Societe Generale net profit increase rate of bad or non interest income growth fund Sina exposure table: the letter Phi lag of false propaganda, long-term performance is lower than similar products, to buy the fund by the pit how to do? Click [I want to complain], Sina help you expose them! Beijing daily news (reporter Cui Qibin, Liu Shuangxia) yesterday evening, Minsheng Bank and Industrial Bank issued semi annual report. According to the annual report data show that the first half of this year, the two banks non-performing rate double up. As of the reporting period, Minsheng Bank Balance of non-performing loans 38 billion 77 million yuan, an increase of $5 billion 256 million over the previous year, an increase of 16.01%. NPL ratio was 1.67%, up by 0.07 percentage points over the previous year. In addition, the provision coverage ratio was 152.55%, down 1.08 percentage points over the previous year; the allowance for loan rate of 2.55%, up 0.09 percentage points over the previous year. Societe Generale semi annual report data show that as of the reporting period, the bank non-performing loans 31 billion 850 million yuan, an increase of $5 billion 867 million over the beginning of the year, the NPL ratio of 1.63%, an increase of more than the beginning of the percentage points. Concerned about the loan balance of 56 billion 561 million yuan, an increase of more than $14 billion 785 million at the beginning of the period, concerned about the proportion of loans accounted for more than the beginning of the increase of 0.55 percentage points. Increase in non-performing loans and interest loans, bank disclosure, mainly affected by the adjustment of industrial structure, private lending, guarantee chain and other factors, some problems of the industry downturn will continue, the credit risk of individual industries in some areas have increased, there solvency down, capital chain tension of enterprises increased; at the same time. Collection and disposal will take time to resolve, the risk of non-performing assets. From the performance level, the two banks net profit to achieve varying degrees of increase. Minsheng Bank in the first half net profit of 27 billion 223 million yuan, an increase of $445 million, an increase of 1.66%; operating income of $77 billion 951 million, an increase of $1 billion 49 million, an increase of. The Industrial Bank net interest income of 58 billion 878 million yuan, an increase of $3 billion 758 million, an increase of 6.82%. In addition, it is worth noting that the two banks’ income structure has been optimized, non interest income growth. During the reporting period, the industrial bank to achieve non interest income 21 billion 992 million yuan, accounting for operating income of $27.19%, an increase of $4 billion 854 million, an increase of 28.32%. Minsheng Bank reporting period fee and commission net income continued to improve, which, non interest income 30 billion 513 million yuan, an increase of $605 million, an increase of 2.02%. Enter the Sina financial stocks] discussion相关的主题文章: