Basic living expenses raised the impact of provident fund loans – Real Estate – People’s network mide-031

Effect of provident fund loans — property fee increases — people.com.cn Washington life (reporter Cao Zheng) Beijing housing provident fund management center recently issued "on the Beijing city in 2016 the minimum wage and basic living expenses to inform the relevant issues related to the housing provident fund". Starting this month, the basic living standards of not less than 1323 yuan per month, which also directly affects the use of provident fund loans to buy a house. It is understood that since September 1, 2016 Beijing minimum wage of not less than 1890 yuan per month. According to the "Beijing wage payment provisions" twenty-seventh regulations, Beijing city September 1, 2016 basic living standard not less than 1323 yuan per month; and before this, the minimum wage in the city is not less than 1720 yuan, basic living standard for not less than 1204 yuan per month. April 2013, the city to adjust the amount of the loan fund to determine the standard, the basic cost of living is an indicator of the amount of. According to regulations, according to the borrower’s monthly income to determine the loan amount. After the applicant’s monthly repayment of the loan, the per capita living expenses shall not be lower than the basic living standard of Beijing. The chain of home, this adjustment mainly affected populations into three groups: one is 30 years, 1 million 200 thousand yuan of loans and provident fund deposit amount less than 786 yuan, a single purchase; two is 30 years, 1 million 200 thousand yuan of loans and provident fund deposit amount less than 945 yuan, the first married buyers; three is 30 years, the loan 800 thousand yuan and provident fund deposit of less than two sets of married buyers 754 yuan. According to the notice, Beijing housing provident fund management center since September 1, 2016 (inclusive), the implementation of differentiated policy of accepting new housing provident fund personal loans, loan applicants monthly basic living standard according to the notice of execution; the new account unit employee housing provident fund deposit base month in accordance with the above criteria. (commissioning editor Sun Hongli and Wu Zhenguo)相关的主题文章: